​Construction projects can expose property to fire, theft, weather, vandalism, and other losses before the work is complete. For builders, contractors, property owners, and developers in Albuquerque, NM, understanding how builders risk insurance handles covered property, policy limits, deductibles, and common exclusions can help prevent expensive surprises during a project.

​A building under construction faces risks that an ordinary property policy may not be designed to handle. For project owners and contractors in Albuquerque, NM, builders risk insurance can help protect the growing value of a structure while materials, equipment, and unfinished work remain exposed.